The Biden Agenda for Women

Joe Biden is going to build our country back better after this economic crisis and that includes ensuring we get closer to full inclusion of and equality for women. Women — particularly women of color — have never had a fair shot at getting ahead in this country. Today, too many women are struggling to make ends meet and support their families, and are worried about the economic future for their children. As President, Biden will pursue an aggressive and comprehensive plan to further women’s economic and physical security and ensure that women can fully exercise their civil rights. Biden will start by fighting for equal pay, investing in women-owned small businesses, expanding access to education and training, and strengthening pay and benefits in careers disproportionately filled by women.
Improve Economic Security
Women hold only 32% of the wealthy men have accumulated and women of color only hold pennies on every dollar a white man holds. When they start a business, they have less access to capital and have to dip into their personal finances. Biden will tackle this gender wealth gap, including by fighting for equal pay, ending other forms of workplace discrimination and harassment, encouraging and supporting women entrepreneurs and small business owners, providing pathways into high-paying professions, expanding access to paid leave and child care, and strengthening union organizing and collective bargaining.
Promote financial literacy programs to support female entrepreneurs. Biden will promote high school programs designed to help students — particularly students of color and girls — develop proficiency with respect to financial planning and debt management.

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The Biden Plan to Build Back Better by Advancing Racial Equity Across the American Economy

Biden has laid out his vision for a stronger, resilient, and inclusive economy. He believes in an economy where every American enjoys a fair return for their work and an equal chance to get ahead. The economy is more vibrant and more powerful precisely because everybody will be included in the deal. An economy where Black, Latino, Asian American, and Pacific Islander (AAPI) and Native American workers are finally welcomed as full participants.
Spur Public-Private Investment through a Small Business Opportunity Plan
Small business ownership is one of our country’s cornerstones for wealth building and job creation. To address the racial wealth gap, the opportunity gap, and the jobs gap for Black and Brown people, Biden will launch a historic effort to empower small business creation and expansion in economically disadvantaged areas – and particularly for Black-, Latino-, AAPI-, and Native American-owned businesses. Biden will:

Spur more than $50 billion in additional public-private venture capital to Black and Brown entrepreneurs by funding state and local investment initiatives.
Expand access to $100 billion in low-interest business loans by funding state, local, and tribal lending programs in Black and Brown communities.
Eliminate barriers to technical assistance and advisory services by investing in a national network of cost-free business incubators and innovation hubs.

Collectively, Biden will leverage more than $150 billion in new capital and opportunities for small businesses that have been structurally excluded for generations. By empowering the financial institutions that support businesses owned by Black and Brown people, generating new capital, and providing robust technical assistance, Biden will unleash the full potential of small businesses and entrepreneurs.
Spur More than $50 Billion in New Equity Investment and Venture Capital for Entrepreneurs in Economically Disadvantaged Areas: Black and Brown entrepreneurs face barriers to obtaining the capital that they need to start and grow a business. To address this problem, Biden will increase the availability of venture capital investments for small businesses, especially those owned by Black and Brown people. This new investment will be targeted to entrepreneurs who create jobs and growth in lower-income urban, tribal, and rural areas, with an emphasis on reaching businesses owned by Black and Brown people.
Expanding Access to Additional Resources and Technical Assistance for Black and Brown Entrepreneurs: There are no limits or barriers to the talent and entrepreneurial spirit across our nation. Many Americans with a business idea don’t know where to get started. While business classes exist, many of them are prohibitively expensive. Yet for many, there are major limits to accessing the networks and professional services needed to succeed. For small businesses in underserved communities, this type of assistance is often unavailable or unaffordable, creating an additional barrier to opportunity. As President, Biden will launch an Expanding Entrepreneurship Initiative that provides all Americans, regardless of their background, with the resources and technical assistance they need to start and grow their own business. This initiative will:

Create a national network of federally funded small business incubators and innovation hubs. As President, Biden will increase federal funding for non-profit incubators and innovation hubs around the country, especially those serving Black, Latino, AAPI, and Native American entrepreneurs to ensure that all Americans, regardless of race or wealth, have a fair shot at starting and growing their own business. These non-profit organizations will offer shared office and manufacturing space; and information technology services to aspiring entrepreneurs free of charge for a period of up to two years.
While some incubators and innovation hubs may specialize in specific industries depending on the regional economy, they will welcome and support all start-ups.

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The Biden Agenda for Women

The Biden Plan to Build Back Better by Advancing Racial Equity Across the American Economy